Private credit
Fractional real estate
Infrastructure
Treasury yield
Real Assets. Real Status. In Real Time.
OUR BELIEF

WHAT WE ARE – AND WHAT WE ARE NOT
Ask what's behind the token. Most can't answer.
THEIR PITCH
Meme tokens, pump-and-dump, "double your money in a week."
Get-rich-quick hype. "Utility" tokens with no underlying asset.
Tokenization for its own sake: digital wrappers on nothing.
Presumed value. Paper liquidity. Promises with no structural protection.
OUR PROOF
Assets that produce real income; every one clears an institutional underwriting filter.
Credit enhancement built in: collateral, preferred returns, seniority in the stack.
Governance you can read: voting rights, reporting, enforceable protections on-chain.
Liquidity by design: listed on regulated exchanges, with a defined exit.
ASSET UNIVERSE
Every return objective. One platform.
A portfolio is not one investment. It is a mix of objectives: current income, preservation, appreciation, and global exposure. AndX spans all four. Each asset shows its status and its terms.
INSTITUTIONAL UNDERWRITING
2.0x
Minimum collateral coverage
Every secured token maintains asset collateral of at least 2.0× outstanding token value, a cushion that absorbs volatility before principal is at risk.
24%
Minimum Preferred Return
Where a preferred return is structured, it is contractual and senior: token holders paid before the sponsor, non-payment an enforceable event of default. A floor, not a target.
100%
Selective By Design
We pass on most assets presented to us. Quality origination is the most important thing we do.
WHO WE ARE
The team behind the standards.
Our underwriting team came from the same desks that built these products for institutions. Now they build them for you.

Goldman Sachs

Rabobank

Merrill Lynch
Broadpoint Capital
Licensed securities principals (FINRA/SEC)
Wharton MBA
IIT Karagpur
LIQUIDITY BY DESIGN
A way out, engineered before you come in.
The last generation of tokenized assets trapped investors: money in, no way out. AndX is built on the opposite premise: every exit is defined and stated upfront, and assets list on regulated exchanges with committed market-making.
OPTION 01
Exchange liquidity
Tokens list on AndX's regulated exchanges, the same venue serving 50-state crypto trading. GSR provides committed two-sided market-making. Buy and sell like any asset, any day.
OPTION 02
Redemption windows
Semi-annual redemption at NAV, governed by the offering's smart contract. Queue-managed, defined, and disclosed upfront.
OPTION 03
Maturity / event of default
Every offering has a maturity date or defined enforcement. Non-payment of a preferred return constitutes an event of default, not a disappointment.
A DIFFERENT WAY TO SEND MONEY HOME
ILLUSTRATIVE EXAMPLE
Principal invested in token
$10,000
Annual yield (illustrative)
10% p.a.
Monthly income distribution
~$83 / month
Monthly remittance sent
$83
Principal depleted
$0
Principal after 12 months
$10,000 ✓
GLOBAL DISTRIBUTION
Wherever you are. Whatever you need.
United States
All 50 States
Full institutional access. Accredited and retail investors. Reg D, Reg S, and Reg CF offerings. MARV Capital (FINRA registered, CRD 104390) as placement agent.
Turkey
Bitexen Exchange
With Turkish inflation persistently elevated, USD-denominated tokens representing real estate senior loans and private credit offer a genuine store-of-value and yield alternative to TRY deposits. Our Turkish investors understand this intuitively.
Philippines
Active Distribution
With $17B+ in remittances annually, the Philippines exchange gives local investors direct access to ManilaOne and other AsiaREIT opportunities. Our payments corridor turns income distributions into instant remittances.
Latin America
Brazil, Mexico, Argentina
AndX Pay is live for South American remittances. Our Brazil exchange is operational. In high-inflation LatAm markets, dollar-denominated income assets are not an investment. They are monetary protection.
REGULATORY COMPLIANCE
Regulated at every layer
Regulated custody (BitGo) • Broker-dealer: MARV Capital • FinCEN-registered • All 50 states & international
Custody, securities, and money transmission each run through a licensed, registered entity, verifiable on public record. Individual offerings carry their own terms and risks.
Regulated custody
BitGo Trust Company: OCC-chartered National Trust Bank, NYDFS Trust Charter. Bankruptcy-remote accounts; $250M cold-storage insurance.*

Registered broker-dealer
MARV Capital Inc. facilitates US securities offerings. CRD 104390 / SEC 8-52855; verify on FINRA BrokerCheck.

FinCEN-registered
ANDX USA LLC: registered MSB (Reg. 31000316280690), 50-state coverage.

On-chain enforcement
ERC-3643 security tokens: KYC/AML whitelisting and transfer restrictions enforced at the contract level.
*Insurance coverage for BitGo. Subject to terms, conditions, and exclusions. Covers custody, not investment losses.
HOW IT WORKS
From sign-up to income.
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