Institutional-grade tokenization, available to everyone

Institutional-grade tokenization, available to everyone

The asset classes Wall Street kept to itself. Now yours.

The asset classes Wall Street kept to itself. Now yours.

Private credit

Fractional real estate

Infrastructure

Treasury yield

The income-producing assets that built institutional portfolios, underwritten to the same standard, and available from $100.

Your portfolio, on your terms.

The income-producing assets that built institutional portfolios, underwritten to the same standard, and available from $100. Your portfolio, on your terms.

The income-producing assets that built institutional portfolios, underwritten to the same standard, and available from $100. Your portfolio, on your terms.

$100

$100

Minimum investment

Minimum investment

$750M+

$750M+

Active tokenization pipeline

Active tokenization pipeline

5

5

Regulated jurisdictions

Regulated jurisdictions

4

4

 Continents served

 Continents served

Real Assets. Real Status. In Real Time.

  • Coming Soon

    🇩🇴 Dominican Republic

    Punta Cana Resort Construction

    Fixed + Upside

  • In the Pipeline

    🇺🇸 USA

    US Treasury Yield Access

    ~5.2% pa

  • Available Now

    🇵🇭 Philippines

    Manila One Token

    24% Preferred

  • Coming Soon

    🇺🇸 Northeast USA

    NE USA Residential Portfolio

    Yield + Equity

  • In the Pipeline

    🌐 Global

    GPU Compute Infrastructure

    Revenue Share

  • Coming Soon

    🇺🇸 New Jersey, USA

    Jersey City Condo Development

    Fixed Return

  • In the Pipeline

    🇺🇸 USA

    CMBS Odd-Lots Program

    Spread Income

  • Coming Soon

    🇨🇳 China

    Chinese Antiquities — UAJP

    Appreciation

OUR BELIEF

Why we built this.

Wealth is not luck. It is a portfolio, constructed deliberately, aligned to your life, and managed through every market cycle.

Anyone can build long-term wealth if they can construct a diversified portfolio of real assets, informed by their forecasted income, their life goals, and their obligations. This is not a theory. It is what every large endowment, family office, and institution does, every day.
The problem was access. The Big Guys, Goldman Sachs, BlackRock, Blackstone, have always had access to private credit, real estate senior loans, infrastructure debt, and global alternative assets. You did not. The minimums were in the millions. The networks were closed. The products were designed for institutions, not people.
We founded AndX to close that gap. Not by creating cheaper, lower-quality versions of institutional products. By bringing the actual products, with the same underwriting standards, the same structural protections, and the same governance, to anyone with $100 and a phone.
You can own $100 of a pre-development land parcel in Manila. You can own a piece of a beachfront resort in the Dominican Republic. You can own senior debt secured against 120 homes in Massachusetts. You can own a fraction of a cultural heritage collection. All from the palm of your hand. All underwritten to institutional standards. All with a defined way in, and a defined way out.

WHAT WE ARE – AND WHAT WE ARE NOT

Ask what's behind the token. Most can't answer.

Ask what's behind the token. Most can't answer.

THEIR PITCH

Meme tokens, pump-and-dump, "double your money in a week."
Get-rich-quick hype. "Utility" tokens with no underlying asset.
Tokenization for its own sake: digital wrappers on nothing.
Presumed value. Paper liquidity. Promises with no structural protection.

OUR PROOF

Assets that produce real income; every one clears an institutional underwriting filter.
Credit enhancement built in: collateral, preferred returns, seniority in the stack.
Governance you can read: voting rights, reporting, enforceable protections on-chain.
Liquidity by design: listed on regulated exchanges, with a defined exit.

ASSET UNIVERSE

Every return objective. One platform.

Every return objective. One platform.

A portfolio is not one investment. It is a mix of objectives: current income, preservation, appreciation, and global exposure. AndX spans all four. Each asset shows its status and its terms.

A portfolio is not one investment. It is a mix of objectives: current income, preservation, appreciation, and global exposure. AndX spans all four. Each asset shows its status and its terms.

Liquid income, cash today

Yield real estate, own & earn

Capital appreciation, built over time

Global inflation hedge

HIGHEST LIQUIDITY

Dollar-denominated assets paying current income, exitable quickly. Treasury yield, CMBS odd-lots, private credit notes. Your emergency-yield layer.

Feature Image

In the Pipeline

🇺🇸 USA

US Treasury Yield Access

Short-Duration Government Securities

~5.2% pa
Feature Image

In the Pipeline

🇺🇸 USA

CMBS Odd-Lots Program

US Structured Credit — Rolling

Spread Income
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In the Pipeline

🌐 Global

Private Credit Notes

Tokenized fixed-income

~8–14% Target

Liquid income, cash today

Yield real estate, own & earn

Capital appreciation, built over time

Global inflation hedge

HIGHEST LIQUIDITY

Dollar-denominated assets paying current income, exitable quickly. Treasury yield, CMBS odd-lots, private credit notes. Your emergency-yield layer.

Feature Image

In the Pipeline

🇺🇸 USA

US Treasury Yield Access

Short-Duration Government Securities

~5.2% pa
Feature Image

In the Pipeline

🇺🇸 USA

CMBS Odd-Lots Program

US Structured Credit — Rolling

Spread Income
Feature Image

In the Pipeline

🌐 Global

Private Credit Notes

Tokenized fixed-income

~8–14% Target

Liquid income, cash today

Yield real estate, own & earn

Capital appreciation, built over time

Global inflation hedge

HIGHEST LIQUIDITY

Dollar-denominated assets paying current income, exitable quickly. Treasury yield, CMBS odd-lots, private credit notes. Your emergency-yield layer.

Feature Image

In the Pipeline

🇺🇸 USA

US Treasury Yield Access

Short-Duration Government Securities

~5.2% pa
Feature Image

In the Pipeline

🇺🇸 USA

CMBS Odd-Lots Program

US Structured Credit — Rolling

Spread Income
Feature Image

In the Pipeline

🌐 Global

Private Credit Notes

Tokenized fixed-income

~8–14% Target

TOKENIZATION SPOTLIGHT

Project Manila One

The Manila One Token is a land tokenization initiative in Metro Manila, Philippines, designed to raise $100 million for the site-improvement of the Rizal de Manila Development, one of the city’s last, large contiguous undeveloped properties.

Get Early Access

Get Early Access

Get Early Access

Join the waitlist to be among the first to get access to the Manila One Token. Limited spots!
Join the waitlist to be among the first to get access to the Manila One Token. Limited spots!

INSTITUTIONAL UNDERWRITING

We don't tokenize for the sake of it.

We don't tokenize for the sake of it.

Every asset clears our underwriting filter before it reaches you. Our team comes from Goldman Sachs, Merrill Lynch, Rabobank, and Broadpoint, with decades in structured credit, ABS, CLOs, and private credit. These are the same standards used to structure the products that built institutional wealth. Now applied to yours.

Every asset clears our underwriting filter before it reaches you. Our team comes from Goldman Sachs, Merrill Lynch, Rabobank, and Broadpoint, with decades in structured credit, ABS, CLOs, and private credit. These are the same standards used to structure the products that built institutional wealth. Now applied to yours.

1.8x

Minimum collateral coverage
Every secured token maintains asset collateral of at least 1.8× outstanding token value, a cushion that absorbs volatility before principal is at risk.

3x

Independent Appraisal Standard
Real estate and hard-asset tokens require three independent appraisals from recognized firms (Santos Knight Frank, JLL, Cuervo) before issuance. Not one opinion. Three.

24%

Contractual Preferred Returns
Where a preferred return is structured, it is contractual and senior: token holders paid before the sponsor, non-payment an enforceable event of default. A floor, not a target.

100%

Selective By Design
We pass on most assets presented to us. Quality origination is the most important thing we do.

WHO WE ARE

The team behind the standards.

The team behind the standards.

Our underwriting team came from the same desks that built these products for institutions. Now they build them for you.

Our underwriting team came from the same desks that built these products for institutions. Now they build them for you.

  • Goldman Sachs
  • Rabobank
  • Merrill Lynch
  • Broadpoint Capital
  • Licensed securities principals (FINRA/SEC)
  • Wharton MBA
  • IIT Karagpur

LIQUIDITY BY DESIGN

A way out, engineered before you come in.

A way out, engineered before you come in.

The last generation of tokenized assets trapped investors: money in, no way out. AndX is built on the opposite premise: every exit is defined and stated upfront, and assets list on regulated exchanges with committed market-making.

The last generation of tokenized assets trapped investors: money in, no way out. AndX is built on the opposite premise: every exit is defined and stated upfront, and assets list on regulated exchanges with committed market-making.

OPTION 01

Exchange liquidity

Tokens list on AndX's regulated exchanges, the same venue serving 50-state crypto trading. GSR provides committed two-sided market-making. Buy and sell like any asset, any day.

OPTION 02

Redemption windows

Semi-annual redemption at NAV, governed by the offering's smart contract. Queue-managed, defined, and disclosed upfront.

OPTION 03

Maturity / event of default

Every offering has a maturity date or defined enforcement. Non-payment of a preferred return constitutes an event of default, not a disappointment.

A DIFFERENT WAY TO SEND MONEY HOME

Stop depleting principal.
Start sending income.

Stop depleting principal. Start sending income.

If you send money home every month, you're drawing down your savings. There's another way: invest your principal in an income-producing token, and send the monthly income instead. Your principal stays intact and keeps compounding, and your family still receives support, every month.

ILLUSTRATIVE EXAMPLE
Principal invested in token
$10,000
Annual yield (illustrative)
10% p.a.
Monthly income distribution
~$83 / month
Monthly remittance sent
$83
Principal depleted
$0
Principal after 12 months
$10,000 ✓

GLOBAL DISTRIBUTION

Wherever you are. Whatever you need.

Wherever you are. Whatever you need.

United States

All 50 States

Full institutional access. Accredited and retail investors. Reg D, Reg S, and Reg CF offerings. MARV Capital (FINRA registered, CRD 104390) as placement agent.

Turkey

Bitexen Exchange

With Turkish inflation persistently elevated, USD-denominated tokens representing real estate senior loans and private credit offer a genuine store-of-value and yield alternative to TRY deposits. Our Turkish investors understand this intuitively.

Philippines

Active Distribution

With $17B+ in remittances annually, the Philippines exchange gives local investors direct access to ManilaOne and other AsiaREIT opportunities. Our payments corridor turns income distributions into instant remittances.

Latin America

Brazil, Mexico, Argentina

AndX Pay is live for South American remittances. Our Brazil exchange is operational. In high-inflation LatAm markets, dollar-denominated income assets are not an investment. They are monetary protection.

REGULATORY COMPLIANCE

Regulated at every layer

Regulated at every layer

Regulated custody (BitGo) • Broker-dealer: MARV Capital • FinCEN-registered • All 50 states & international
Regulated custody (BitGo) • Broker-dealer: MARV Capital • FinCEN-registered • All 50 states & international

Custody, securities, and money transmission each run through a licensed, registered entity, verifiable on public record. Individual offerings carry their own terms and risks.

Custody, securities, and money transmission each run through a licensed, registered entity, verifiable on public record. Individual offerings carry their own terms and risks.

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Regulated custody

BitGo Trust Company: OCC-chartered National Trust Bank, NYDFS Trust Charter. Bankruptcy-remote accounts; $250M cold-storage insurance.*

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Registered broker-dealer

MARV Capital Inc. facilitates US securities offerings. CRD 104390 / SEC 8-52855; verify on FINRA BrokerCheck.

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FinCEN-registered

ANDX USA LLC: registered MSB (Reg. 31000316280690), 50-state coverage.

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On-chain enforcement

ERC-3643 security tokens: KYC/AML whitelisting and transfer restrictions enforced at the contract level.

*Insurance coverage for BitGo. Subject to terms, conditions, and exclusions. Covers custody, not investment losses.

HOW IT WORKS

From sign-up to income.

1

1

Verify Eligibility
Verify Eligibility

One-time check. US or international; we confirm what you qualify for.

One-time check. US or international; we confirm what you qualify for.

2

Choose Your Asset

Browse by objective. Every OPEN offering shows yield, term, collateral, and exit.

3

Fund & Subscribe

Wire, stablecoin, or crypto. Minimum $100. Tokens credited to your wallet.

4

Earn & Monitor

Income on schedule. Real-time NAV. Quarterly reports. On-chain governance.

5

Exit or Rotate

Sell on the exchange, redeem at a window, or rotate into a new offering.

2

2

Choose Your Asset

Browse by objective. Every OPEN offering shows yield, term, collateral, and exit.

3

3

Fund & Subscribe

Wire, stablecoin, or crypto. Minimum $100. Tokens credited to your wallet.

4

4

Earn & Monitor

Income on schedule. Real-time NAV. Quarterly reports. On-chain governance.

5

5

Exit or Rotate

Sell on the exchange, redeem at a window, or rotate into a new offering.

Your access starts here.

Tell us where you are and what you qualify for. We'll show you exactly what you can access: what it yields, what it costs, and how you exit.

Your access starts here.

Tell us where you are and what you qualify for. We'll show you exactly what you can access: what it yields, what it costs, and how you exit.

See what you
can access.

Tell us where you are and what you qualify for. We'll show you exactly what you can access: what it yields, what it costs, and how you exit.

ANDX RWA

Tokenization of real-world assets

All investments involve risk. Tokenized real-world assets are not FDIC-insured, not bank deposits, and may lose value. Past performance is not indicative of future results. Each offering states its own risks and exemption. Read all offering documents carefully before investing.

ANDX RWA

Tokenization of real-world assets

All investments involve risk. Tokenized real-world assets are not FDIC-insured, not bank deposits, and may lose value. Past performance is not indicative of future results. Each offering states its own risks and exemption. Read all offering documents carefully before investing.

ANDX RWA

Tokenization of real-world assets

All investments involve risk. Tokenized real-world assets are not FDIC-insured, not bank deposits, and may lose value. Past performance is not indicative of future results. Each offering states its own risks and exemption. Read all offering documents carefully before investing.